精算师是运用精算方法和技术解决经济问题的专业人士,是评估经济活动未来财务风险的专家。其工作领域为商业保险业,在此行业,精算师主要从事产品开发、责任准备金核算、利源分析及动态偿付能力测试等重要工作,确保保险监管机关的监管决策、保险公司的经营决策建立在科学基础之上。随着精算科学的发展和应用,精算师的工作领域逐步扩展到社会保险、投资、人口分析、经济预测等领域。
英国精算师协会成立于1948年,于1984年成为皇家特许学会,到目前已有60年的历史。英国精算师开设的课程重点在解决实际问题能力的培养上,而不仅仅限于理论知识、课程内容、考试与现实政治、经济形势紧密结合。英国的精算学可以说是集应用数学、经济学、会计学、投资学、金融学、保险学于一身的应用科学。
从2005年开始,英国精算学会实行新的教育与考试体系,该体系以国际精算协会于98年颁布的《国际精算教育指南》为基准,将教育与考试体系分为四大块,明确区分了从事精算职业所必备的基础课程和专项课程,适应了当前精算教育的国际化趋势。
考试科目
1.基础技能课程(Core Technical Stage)
新科目 |
对应旧科目 |
考试科目 |
考试时间 |
CT1 Financial Mathematics(金融数学) |
102 |
是 |
3小时 |
CT2 Finance and Financial Reporting(财务报告分析) |
108 |
是 |
3小时 |
CT3 Probability and Mathematical Statistics(概率统计) |
101 |
是 |
3小时 |
CT4 Models(模型) |
103&104 |
是 |
3小时 |
CT5 Contingencies(或有事件) |
105 |
是 |
3小时 |
CT6 Statistical Methods(统计模型) |
106 |
是 |
3小时 |
CT7 Economics(经济学) |
107 |
是 |
3小时 |
CT8 Financial Economics(金融经济学) |
109 |
是 |
3小时 |
CT9 Business Awareness(商务必备) |
|
否 |
- |
CT9 Business Awareness(商务必备)主要涉及对相关行业背景知识的了解,具体的内容将在以后披露。英国精算学会规定,在2004年6月30日之前注册,并参加过考试的学生会员对该课程不做要求。
2.基础应用课程(Core Applications Stage)
新科目 |
对应旧科目 |
考试科目 |
考试时间 |
CA1 Actuarial risk management (精算风险管理) |
301,302 or 303 or 304 |
是 |
3+3小时 |
CA2 Modelling course(模型设计) |
|
否 |
- |
CA3 Communications(交流技能)(命题论文写作) |
201 |
否 |
- |
CA3 Communications - Chinese(交流技能) |
|
|
|
3.专项技能课程(Specialist Technical Stage)
新科目 |
对应旧科目 |
考试科目 |
考试时间 |
ST1 Health and Care (健康及医疗保险) |
|
是 |
3小时 |
ST2 Life Insurance (寿险) |
302 |
是 |
3小时 |
ST3 General Insurance (非寿险) |
303 |
是 |
3小时 |
ST4 Pensions and other Benefits (养老金) |
304 |
是 |
3小时 |
ST5 Finance and Investment A (财务及投资A) |
305 |
是 |
3小时 |
ST6 Finance and Investment B (财务及投资B) |
CID |
是 |
3小时 |
ST7 General insurance: reserving and capital modelling (非寿险:风险准备金和资产模型) |
|
是 |
|
ST8 General insurance: pricing (非寿险:定价) |
|
是 |
|
ST9 Enterprise risk management (企业风险管理) |
|
是 |
|
4.专项应用课程Specialist Applications Stage (SA)
新科目 |
对应旧科目 |
考试科目 |
考试时间 |
SA0 Reserach dissertation (not examined) (研究论文) |
|
否 |
- |
SA1 Health and care (健康及医疗保险) |
|
是 |
3小时 |
SA2 Life insuance (寿险) |
|
是 |
3小时 |
SA3 General insurance (非寿险) |
|
是 |
3小时 |
SA4 Pension and other benefits (养老金) |
|
是 |
3小时 |
SA5 Finance (金融) |
|
是 |
3小时 |
SA6 Investment (投资) |
|
是 |
3小时 |
可获证书
学生会员:
1.精算技能证书 Diploma in Actuarial Techniques
需要通过以下科目: CT1, CT2, CT3, CT4, CT5, CT6, CT7, CT8 and CT9.
2.财务与投资技能证书 Certificate in Finance and Investment
需要通过以下科目: CT1, CT2, CT4, CT7, CT8, CT9 and CA1
准精算师会员:
需要通过以下科目: CT系列9门、CA系列3门
精算师会员:
需要通过以下科目: CT系列9门、CA系列3门,ST系列选2门,SA系列选1门。
具体精算师考试介绍请参考:
http://baike.baidu.com/link?url=tk3SJlsOHUyAMvT4x4_Bce57LOZ3QF4NBMCjlH_9uesS3rh69Vyz1a1442xjsGbTUZi_4sn1989hBX_IEPCjPa
精算专业领域强势大学
1. CASS商学院
MSc in Actuarial Science
A UK 2.1 or above (or the equivalent from an overseas institution) in a highly quantitative programme such as mathematics or statistics is required to enter this course
The required IELTS level is an average of 7.0 with a minimum of 6.5 in writing.(雅思可后补交)
MSc in Actuarial Management
A UK 2.1 or above and/or a Masters Degree/Postgraduate Diploma (from a UK university or equivalent) in a related subject and already covered the fundamentals of actuarial science at university degree or professional level.
As part of the application procedure, we may ask you to attend an interview with the Course Director.
The required IELTS level is an average of 7.0 with a minimum of 6.5 in writing.
2. Southampton
南安普顿大学
MSc Actuarial Science
First or upper second-class honours degree or equivalent, in a quantitative subject (mathematics, statistics, economics, etc)
IELTS score of at least 6.5 overall, with at least 6 in each component.
3. Manchester
曼彻斯特大学
Actuarial Science MSc
The entry requirement to the programme is normally a good upper second class honours degree in Mathematics/Statistics, a Science degree with a strong quantitative component, a subject with a substantial mathematical content, or an equivalent overseas qualification in a mathematical subject. In particular, knowledge of probability and statistics equivalent to good second year undergraduate Mathematics degree level is required for entry to the programme.
Students whose first language is not English require a minimum score of IELTS 6.5 with at least 6.0 in writing and 5.5 in each other component.
4. Kent
肯特大学
MSc Applied Actuarial Science
A good first degree in Actuarial Science, or a degree that covers all or most of the Core Technical Stage subjects of the Institute and Faculty of Actuaries’ examinations. We may also accept applicants who have a good first degree in another subject and who have passed most of the Core Technical Stage subjects(基础技能课程)
.
6.5 IELTS (with a minimum of 6.0 in each component)
5.Heriot-Watt
赫瑞瓦特大学
MSc Actuarial Science
The programme is primarily intended for graduates with a strong mathematical background. Our normal minimum entry requirement is the equivalent of a UK 2.1 degree in mathematics, statistics or a related discipline with a high mathematics or statistics content.
The minimum requirement for English language is IELTS 6.5 or equivalent.
MSc Actuarial Management
Entry requires a strong Bachelors or Masters degree with a substantial actuarial content and covering a sufficient number of the Core Technical subjects CT1 to CT8 of the professional actuarial examinations.
If you have not already passed most or all of the Core Technical subjects (CT1 to CT8) then please refer to our MSc in Actuarial Science.
The minimum requirement for English language is IELTS 6.5 or equivalent.